What is Zakat?
Zakat is the yearly obligatory charity in Islam and one of its five pillars. It is generally 2.5 percent of qualifying wealth that has been held for one full lunar year and is above a minimum threshold called the nisab. It is meant to purify wealth and support people in need.
This calculator helps you add up your zakatable assets, subtract debts, compare the result with the nisab and see the amount due. It is a calculation helper and not a religious ruling.
What counts as zakatable wealth
Scholars generally include cash and bank savings, gold and silver, business stock and trade goods, investments held for profit, and money that others owe you and are likely to repay. Items for personal use, such as your home, car and everyday clothes, are usually not included. Views differ on details such as jewellery, pensions and shares, so ask a qualified scholar about your own case.
Understanding the nisab
The nisab is the minimum wealth after which Zakat becomes due. Many scholars base it on silver, commonly stated as 612.36 grams, or on gold, commonly stated as 87.48 grams. Because metal prices change, enter today's nisab value in your own currency in the calculator.
Example: if your zakatable assets total 1,200,000 and your debts due now are 200,000, your net wealth is 1,000,000. If the nisab is 500,000, you are above it, and Zakat due is 2.5 percent of 1,000,000, which is 25,000.
How to use the calculator
- Enter every amount in the same currency.
- Add cash, gold, silver, business goods and money owed to you.
- Enter debts you must pay now, and today's nisab value.
- Press Calculate Zakat to see whether Zakat is due and how much.
Practical tips
- Choose a fixed date each year, for example the first of Ramadan, and calculate on that date.
- Keep a simple record of savings and gold so the yearly calculation is quick.
- Pay Zakat to eligible recipients and, if possible, close relatives in need or trusted charities.
- When unsure, ask a qualified scholar rather than relying on any calculator.
Frequently asked questions
What rate is Zakat?
Generally 2.5 percent of qualifying wealth held for a lunar year.
What is the nisab?
The minimum wealth needed before Zakat becomes due, usually based on silver or gold.
Are debts deducted?
Many scholars allow deducting debts that are due now, but opinions differ.
Is this a religious ruling?
No. It is a calculation helper. Please consult a qualified scholar for your situation.
Is my financial data saved?
No. The calculation stays in your browser.